Terms of Use

This website www.sjnk.eu (the "Website"), is a Website of Sompo Japan Nipponkoa Insurance Company of Europe Limited, with registered office at 1st Floor, 6 Devonshire Square, London EC2M 4YE and company number 02846429 ("Sompo" or "we" or "us"). Sompo is authorised and regulated by the FSA under FSA register number 202894.

These terms and conditions (the "Terms") govern your access to and use of this website. These Terms supplement our general terms of business and any terms of business you may have otherwise agreed with Sompo for specific services performed via the Website. Please read these Terms carefully. By continuing to access and use the Website you are deemed to have understood and agreed to the Terms. If you do not agree to these terms of use, please refrain from using our site.

  1. ACCESSING OUR SITE

    As this Website is provided to you without charge we reserve the right to withdraw access to the Website at any time without notice. To the fullest extent permitted by law we will not be liable if the Website is unavailable for any reason at any time.

    From time to time we may restrict access to some parts of our Website, or to our entire Website only to those who have registered with us.

    If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right at our sole discretion to disable any user identification code or password at any time.

  2. WEBSITE CONTENT

    All the contents of this Website including without limitation the text, data, graphics, photographs, illustrations, artwork, names, logos, trademarks, service marks and information connected with Sompo ("Information") is property of Sompo and/or its licensors. Sompo attempts to ensure Information is accurate, however Information is provided "AS IS" and on an "AS AVAILABLE" basis and may not be accurate or up to date. Information on this Website may or may not have been prepared by Sompo but is made available without responsibility on the part of Sompo. Sompo does not guarantee the accuracy, timeliness, completeness, performance or fitness for a particular purpose of the Website or any of the Information. No responsibility is accepted by or on behalf of Sompo for any errors, omissions, or inaccurate Information on the Website.

    No action should be taken or omitted to be taken in reliance upon Information on this Website. To the fullest extent permitted by law we accept no liability for any use of and/or reliance placed on the Information.

  3. LIABILITY

    All implied warranties, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy are excluded from these Terms to the fullest extent that they may be excluded as a matter of law.

    Further, Sompo does not warrant that the Website will be uninterrupted or error free or that any defects will be corrected.

    To the extent permitted by applicable law, we, other members of our group of companies and third parties connected to us hereby expressly exclude any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Website or in connection with the use, inability to use, or results of the use of our Website, any website linked to it and any Information, including without liability any liability for: loss of income or revenue; loss of business; loss of profits or contracts; loss of anticipated savings; loss of data; loss of goodwill; wasted management or office time; and for any other loss or damage of any kind, howsoever arising and whether caused by tort (including negligence), breach of contract or otherwise.

    Sompo will not be responsible for any breach of these Terms caused by circumstances beyond its reasonable control.

  4. ADVICE

    Information on the Website is not offered as advice on any particular matter and must not be treated as a substitute for specific advice. In particular Information on the Website does not constitute professional, financial or investment advice and must not be used as a basis for making investment decisions and is in no way intended, directly or indirectly, as an attempt to market or sell any type of financial instrument. Advice from a suitably qualified professional should always be sought in relation to any particular matter or circumstances.

  5. INVESTMENT

    The contents of this Website do not constitute an invitation to invest in shares of Sompo, or constitute or form a part of any offer for the sale or subscription of, or any invitation to offer to buy or subscribe for, any securities or other financial instruments or products, nor should it or any part of it form the basis of, or be relied upon in any connection with any contract or commitment whatsoever.

  6. THIRD PARTY ADVERTISING

    Any third party advertisements are clearly labeled as such. Sompo does not endorse and is not responsible for the content of any third party advertisement on this Website or otherwise.

  7. LINKS TO THIS AND OTHER WEBSITES

    You may not frame, link or deep-link this Website to any other website without our prior written consent. Should you wish to frame or to set up a link / deep-link to our Website please contact: us.

    Sompo is not responsible for any third party website or website content (including, without limitation, any advertising appearing therein) which can be accessed through this Website.

    Sompo includes links to other websites for information purposes only and makes no representation whatsoever about any such link, website or content.

  8. REGULATION

    Calls and communications with Sompo may be recorded to enable Sompo to carry out its regulatory responsibilities.

  9. PROHIBITED USES

    You may only use the Website for lawful purposes. You may not use our Website in any way that breaches any applicable local, national or international law or regulation.

  10. COPYRIGHT AND REPRODUCTION NOTICE

    Except as is otherwise indicated, Sompo is the owner of the copyright in all the Information featured on this Website and of all related intellectual property rights, including but not limited to all database rights, trademarks, registered trademarks, service marks and logos.

    You are permitted to download, print, store temporarily, retrieve and display Information from the Website on a computer screen, print individual pages on paper (but not photocopy them) and store such pages in electronic form on disk (but not on any server or other storage device connected to a network) for your personal use. The permission to recopy by an individual does not allow for incorporation of material or any part of it in any work or publication in any form.

    You are not permitted (except where you have been given express permission to do so) to adapt or modify the Information on this Website or any part of it and the Information or any part of it may not be copied, reproduced, republished, downloaded, posted, broadcast or transmitted in any other way to any third parties for commercial gain.

    We expressly reserve all other rights in and to all materials on this Website.

  11. COMPUTER VIRUSES AND HACKING

    Whilst we use reasonable endeavours to protect this Website from computer viruses, worms, and Trojan Horses ("Viruses"), we do not warrant that the Website is free from such Viruses and accept no liability for any damage that may result from the transmission of any Viruses via this Website or via any files which are available for you to download from the Website.

    You must not knowingly introduce Viruses to the Website. You must not attack our Website via a denial-of-service attack or a distributed denial-of-service attack. Any such action would be a criminal offence under the Computer Misuse Act 1990 (as amended). We will report any such breach to the relevant law enforcement authorities.

  12. LOGOS AND TRADEMARKS

    The Sompo logo and trading name are the property of our parent company Sompo Japan Insurance Inc, and we use them under license. You may not use, copy, modify or reproduce any logo or trademark of the Sompo group without our prior written consent.

  13. CHANGES

    Sompo reserves the right, at its discretion, to make changes to any part of the Website, the Information or these Terms. It is your responsibility to check these Terms and take notice of any changes that have been made as they are binding on you. By continuing to use the Website you agree to be bound by these Terms as amended.

  14. SEVERABILITY

    If these Terms or any part of them should be determined to be illegal, invalid or otherwise unenforceable under the laws of any state or country in which these Terms are intended to be effective, then to the extent that they are so illegal, invalid or unenforceable, they shall in that state or country be treated as severed and deleted from these Terms and the remaining Terms shall survive and remain in full force and effect and continue to be binding and enforceable in that state or country.

  15. ENTIRE AGREEMENT

    These Terms constitute the entire agreement between Sompo and you and supersede all prior agreements and understandings, whether written or oral, with respect to the subject matter of these Terms.

  16. THIRD PARTY RIGHTS

    No person who is not a party to these Terms shall have any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce the terms of these Terms.

  17. PRIVACY POLICY

    Please refer to the Privacy Policy which is a part of these Terms and contains provisions applicable to the use of personal data.

  18. GOVERNING LAW

    These Terms are subject to English law and to the exclusive jurisdiction of the English courts.

Cookie Policy

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